All our services for supportive health care
From consultation to financing, including training: UMUSACOL coordinates a complete ecosystem serving mutuals and their members.
Services offered to members
All members of affiliated mutuals benefit from a core set of common services, supplemented by local offers.
General consultations
Access to partner doctors across the Littoral mutual network.
Hospitalisation
Partial or full coverage according to your mutual’s scale.
Essential medicines
Supply of generic medicines at a negotiated price.
Prenatal care & childbirth
Maternity coverage from pregnancy to birth.
Vaccination & prevention
Vaccination programmes in line with the national EPI.
Paediatric care
Medical follow-up of children up to 16 years old.
QR member card
Identify yourself instantly in any partner centre.
Teleconsultation
Consult remotely via Mobile Money & WhatsApp Business.
Our 4 community health insurance products
Care is covered through a third-party payment system: 75% paid by the mutual, 25% paid by the member.
Family Health
Core product for households with limited income.
75 % covered by the mutual, 25 % paid by the member
- Contribution / person
- 7 500 FCFA per year
- Enrolment fee
- 2 000 FCFA/group
- Ceiling
- 205 000 FCFA
- Minimum group
- 4 people
Comfort Health
Intermediate product covering several episodes of illness.
75 % covered by the mutual, 25 % paid by the member
- Contribution / person
- 10 000 FCFA per year
- Enrolment fee
- 2 000 FCFA/group
- Ceiling
- 290 000 FCFA
- Minimum group
- 4 people
Premium Health
Higher-tier product with a high spending ceiling.
75 % covered by the mutual, 25 % paid by the member
- Contribution / person
- 15 000 FCFA per year
- Enrolment fee
- 5 000 FCFA/group
- Ceiling
- 390 000 FCFA
- Minimum group
- 4 people
Student Health
For enrolled students, over a 9-month school year.
75 % covered by the mutual, 25 % paid by the member
- Contribution / student
- 3 000 FCFA per school year
- Enrolment fee
- 5 000 FCFA/group
- Ceiling
- 105 000 FCFA
- Minimum group
- 50 students
- Duration
- 9 months
IFOMAS, FODEMUC & Affiliation
Three levers to durably structure the mutual movement in the Littoral.
IFOMAS
The Training Institute for Social Mutuals supports mutual managers in the Littoral: governance, accounting, health risk management.
FODEMUC
The Community Mutuals Development Fund grants targeted financial support to mutuals that are growing or reorganising, in partnership with MINTSS.
Affiliation to the Union
Affiliated mutuals benefit from UMUSACOL status, a guarantee of quality and regulatory compliance, under agreement with the CUD.
Ready to join a mutual?
Find the mutual closest to you and submit your affiliation request in less than 5 minutes.